Financial grooming scams involve a predatory process where an individual or group builds a deep, trusting relationship with a victim to exploit them financially. Unlike traditional phishing or fast-acting fraud, these schemes often span weeks or months.
Scammers invest significant time establishing emotional rapport, appearing helpful, or providing technical guidance to lower the victim's natural defences. While modern technologies enhance these operations, the core of the scam remains rooted in psychological manipulation and the exploitation of human trust.